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High Value Home Protection

The term High Value home is a relative term and can mean different things to different people. From the standpoint of Insurance companies –  it generally describes homes with a replacement value of $1 million dollars or more.  These homes often include higher-end materials and workmanship.  Luxury homes require special policies with top companies such as Chubb, Pure, and AIG. These higher-end properties should not be placed with standard carriers.

Montecito Insurance has specialized in high value homeowners insurance for over 27 years.

Let us find the best solution for you.

We write home insurance, auto insurance, life insurance, health insurance, earthquake insurance, high value home insurance, motorcycle insurance, boat and watercraft insurance. We also work with all types of businesses from manufacturing, offices, retail, restaurants, service industry, contractors & more. If you are a business, we can help you!