Do you need homeowners insurance for your house in California? We can help you find the best possible coverage to protect your home and all of your valued items in it! Montecito Insurance offers competitive homeowners insurance rates and provide…
Homes in Santa Barbara and Montecito are unique in the insurance world, as they are considered "high value homes" and require extra coverage to compensate for the higher value furnishings, construction materials, and high end craftsmanship. Since special care must…
If you are a collector of rare, antique or high performance cars, you will probably want to have an insurance policy that is best designed to protect it! Collector cars need more coverage to match the higher risk and loss…
Boating in Santa Barbara is a sailor’s dream, drifting between the Channel Islands and overlooking the stunning American Riviera. Having a boat here opens a whole new horizon of possible daily activities. Having boat insurance ensures that you have peace…
There are many things to consider when planning additions or renovations to your home. With the excitement (and possibly, stress) of improvements to your home, don't overlook the possible impact that these changes may make to your home homeowners' insurance.…
When purchasing a home owner's policy, the hope is that you won't need to use it! However, damages do occur and when they happen to you your insurance policy steps in to help. When damage or loss of your home…
In addition to basic property coverage included in your home owners policy, if you own high-value items such as Jewelry, Art and Antiques, Firearms, Furs, Musical Instruments, Silverware, Hearing Aids, Cameras, Coin and Stamp Collections, etc, you may want to…
As anyone who has experienced the loss of their home and property will tell you, making an inventory of your belongings AFTER they are gone can be extremely difficult and stressful. While it may seems tedious and unnecessary, a complete…
For financially successful individuals with a great deal of wealth invested in their home, the coverage needs may differ from that of a typical home owner. In addition to the higher value of the home, the liability risks are often…
The more wealth you have invested in your home, the higher the risks involved in the case of damage, theft, or loss. If this is the case, traditional home owners insurance may not be enough to protect your high value…
